Protection
Life, critical illness, and income protection that actually fits your life.
Insurance gets a bad name because most people are sold the wrong cover at the wrong time. We do it differently: a clear conversation about what you actually need, and a recommendation that we can justify.
There are a few different types - cover for a fixed period, cover that reduces as your mortgage shrinks, or cover that lasts your whole life. We'll explain what each one is for, and which (if any) makes sense for you. We compare across all the major insurers so you don't end up paying more for the same thing elsewhere.
If you're diagnosed with a serious illness, critical illness cover pays out a lump sum. The catch is that policies vary much more than people realise - which conditions are covered, how they're defined, and whether children are included can all differ between insurers. We'll show you those differences in plain English and make sure your policy actually pays out when it matters.
If your pay stopped tomorrow, how long could you keep going? Income protection replaces a chunk of your salary if you can't work due to illness or injury. It's arguably the most important policy most people don't have. We'll match it to whatever sick pay and savings you've already got, so you're not paying for cover you can't actually claim on.
Cover that pays a regular income to your family if you die, key person cover for a business, shareholder protection, relevant life policies - we work with families and business owners to make sure the financial safety net behind a household or a company holds up if something happens.
If yours isn't here, just ask - there's no such thing as a silly question on something this important.
Direct lineNo forms, no call queues. Pick up the phone or send us an email and you'll speak to a real person - usually the same working day.
